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Terms & Conditions

Last updated: 2025

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These Terms & Conditions ("Terms") govern your use of UKCreditBuilder.co.uk ("we", "us", "our", or "the website"). By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use the website.

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1. About UKCreditBuilder.co.uk

 

UKCreditBuilder.co.uk provides educational and informational content related to credit building and personal finance in the United Kingdom.

The content on this website is provided for general information purposes only and does not constitute financial, legal, or professional advice.

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2. Use of the Website

 

You agree to use this website:

  • For lawful purposes only

  • In a way that does not infringe the rights of others

  • Without attempting to damage, disrupt, or gain unauthorised access to the website or its systems

 

You must not:

  • Misuse the website

  • Introduce malware or harmful code

  • Attempt to scrape, copy, or reproduce content for commercial purposes without permission

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3. No Financial Advice Disclaimer

 

All information provided on UKCreditBuilder.co.uk is educational and informational.

We are not a lender, broker, or credit reference agency, and we do not provide personalised financial advice.

Before making financial decisions, you should:

  • Conduct your own research

  • Consider your personal circumstances

  • Seek advice from a qualified financial professional where appropriate

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4. Accuracy of Information

 

We make reasonable efforts to ensure the content on this website is accurate and up to date. However:

  • Financial products, regulations, and eligibility criteria change frequently

  • We do not guarantee completeness, accuracy, or timeliness

You acknowledge that you use the information at your own risk.

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5. Intellectual Property

 

All content on this website, including:

  • Text

  • Graphics

  • Logos

  • Layout and design

is the intellectual property of UKCreditBuilder.co.uk unless otherwise stated.

You may:

  • View and print content for personal, non-commercial use

You may not:

  • Copy, reproduce, distribute, or republish content without prior written permission

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6. Affiliate Links & Advertising

 

UKCreditBuilder.co.uk may contain:

  • Affiliate links

  • Sponsored content

  • Advertising links

 

If you click an affiliate link and take action, we may earn a commission at no additional cost to you.

 

Affiliate relationships do not influence our educational intent, and we aim to present information fairly and transparently.

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7. External Links

 

Our website may contain links to third-party websites for additional information or convenience.

We:

  • Do not control third-party sites

  • Are not responsible for their content, services, or privacy practices

 

Accessing third-party websites is at your own risk.

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8. Limitation of Liability

 

To the fullest extent permitted by law, UKCreditBuilder.co.uk shall not be liable for:

  • Any loss or damage arising from reliance on website content

  • Financial loss, loss of opportunity, or consequential damages

  • Errors, omissions, or inaccuracies in content

Nothing in these Terms limits liability where it would be unlawful to do so.

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9. User Submissions

 

If you submit content (e.g. messages, enquiries, or feedback):

  • You confirm it is accurate and lawful

  • You grant us permission to use it for operational purposes

We reserve the right to remove inappropriate or unlawful submissions.

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10. Website Availability

 

We aim to keep the website available at all times, but we do not guarantee uninterrupted access.

We may:

  • Suspend or withdraw content

  • Modify or discontinue features without notice.

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11. Privacy

 

Your use of this website is also governed by our Privacy Policy, which explains how we collect and use personal data.

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12. Changes to These Terms

 

We may update these Terms & Conditions from time to time.

Any changes will be posted on this page with an updated revision date. Continued use of the website constitutes acceptance of the updated Terms.

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13. Governing Law

 

These Terms & Conditions are governed by and interpreted in accordance with the laws of England and Wales.

Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

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14. Contact Information

If you have any questions about these Terms & Conditions, please contact:

Email: ukcreditbuilder@gmail.com

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