Privacy Policy

Last updated: 2025

UKCreditBuilder.co.uk ("we", "us", or "our") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal data when you visit or interact with our website.

This policy is written in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

1. Who We Are

UKCreditBuilder.co.uk provides information and educational content related to credit building in the United Kingdom.

Website: https://www.ukcreditbuilder.co.uk
Contact email: [Insert contact email]

UKCreditBuilder.co.uk is the data controller responsible for your personal data.

2. What Personal Data We Collect

We may collect and process the following types of personal data:

a) Information You Provide Voluntarily

Name
Email address
Any information you submit via contact forms, newsletters, or enquiries

b) Information Collected Automatically

When you visit our website, we may automatically collect:

IP address
Browser type and version
Device information
Pages visited and time spent on the site
Referring URLs

This data is collected using cookies and similar technologies.

3. How We Use Your Personal Data

We use your personal data to:

Provide and maintain our website
Respond to enquiries and communications
Improve website performance and user experience
Monitor website usage and trends
Comply with legal obligations

We do not sell your personal data to third parties.

4. Legal Bases for Processing Data

Under UK GDPR, we rely on the following legal bases:

Consent – where you have given clear permission
Legitimate interests – to operate and improve our website
Legal obligation – where required by law

5. Cookies

UKCreditBuilder.co.uk uses cookies to:

Understand how visitors use our website
Improve functionality and content
Analyse traffic and performance

You can control or disable cookies through your browser settings. For more information, please see our Cookie Policy (if applicable).

6. Third-Party Services

We may use trusted third-party services, including:

Website analytics tools (e.g. Google Analytics)
Email service providers
Website hosting providers

These third parties only process data on our behalf and are required to protect it.

7. Data Sharing and Disclosure

We may share your data only when:

Required by law or regulatory authorities
Necessary to protect our rights or users

We do not share personal data for marketing purposes without your explicit consent.

8. Data Storage and Security

We take appropriate technical and organisational measures to protect your personal data against:

Unauthorised access
Loss or misuse
Disclosure or alteration

Data is stored securely and retained only for as long as necessary for the purposes outlined in this policy.

9. Your Data Protection Rights

Under UK GDPR, you have the right to:

Access your personal data
Request correction of inaccurate data
Request erasure of your data
Restrict or object to processing
Data portability
Withdraw consent at any time

To exercise your rights, please contact us using the details above.

10. Links to Other Websites

Our website may contain links to external websites. We are not responsible for the privacy practices or content of third-party sites.

11. Children’s Privacy

UKCreditBuilder.co.uk is not intended for children under the age of 18, and we do not knowingly collect personal data from children.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.

We encourage you to review this policy periodically.

13. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact:

Email: paulsdoyle@yahoo.com